Why you should get pre-qualified

ooba’s online pre-qualification tools allow you to check your credit score and assess how much you can afford. Our online ooba Bond Indicator is a 100% online, self-service, paperless application, where within a matter of 5 easy steps and no more than a few minutes, you will not only have an idea of your credit profile, but also have a summary of your affordability and a realistic indication of your price ceiling.

Shop with confidence
Knowing your credit score helps manage your expectations and allows you to address any issues before applying for a home loan.
Know how much you can afford
While not a guarantee, ooba interrogates your financial information in the same way a bank would to give you an accurate assessment of what you can afford.

Get the competitive advantage
Sellers are more likely to accept an offer from someone who has proof they can afford to buy. Pre-approval also gives you an edge over other buyers.

Sign a sale agreement with peace of mind
Pre-approval protects you from putting in an offer on a property you can’t afford.